NOW Account

Your NOW account will not be subject to a service charge during any statement cycle in which you maintain an average balance of $500.00 or more during the statement cycle. If the minimum balance is not kept, there will be a service charge of $7.50 plus 15¢ per check for each check that clears the account during the statement cycle. The interest rate paid on this account may vary from time to time and will be posted in the bank lobby. This type of account is not available to partnerships and corporations.

Super NOW Account

This account is designed for those customers who carry higher balances and desire to have their funds readily accessible but earning more than a NOW account. The minimum amount required to open a Super Now account is $2,500. Accounts that maintain a balance of $1.00 or more will earn interest at a rate set by the bank. Interest rates are subject to change from time to time and are posted in the bank lobby. If an account averages less than $2,500 during the statement cycle, there will be a maintenance charge of $10.00 plus 20¢ per check on all checks that clear the account during the period. Also, an account may be assessed an excess check charge of 20¢ per check if more than 30 checks per month clear the account. This fee is on all checks over the first 30. This fee is not in addition to the normal service charge for failure to maintain the required balances.

NOW accounts may be converted to Super Now, just stop in and sign a conversion agreement.

Super Now accounts are not available to partnerships and corporations.