Online Banking

With our secure Online Banking you can view your account statements, learn if a check has cleared, view balances, make transfers, pay loans, and much more.

Log in as a current user.
Log in for the first time after setting up your account.


e-Statements (electronic account statements)

Click here to learn more

Online Bill Payment

NOW AVAILABLE: Online Bill Payment along with Zash Pay (person to person payments and transfers)

Overdraft Coverage Information

Reorder Checks

Reordering checks has never been easier!

Use our online Main Street Checks reorder form for your personal or business checks.

Reorder Main Street Checks
Reorder Main Street Checks
Help Need Help? Call or visit...
715-468-7858 Shell Lake
715-635-7858 Spooner
715-466-1061 Minong
715-957-0082 Stone Lake
View branch locations

Shell Lake State Bank

Shell Lake State Bank is a locally owned community bank proudly serving Northwest Wisconsin since 1934 with service locations in Shell Lake, Spooner and Sarona. We have now added full service branch office locations in the communities of Minong and Stone Lake with 24 hour access ATMs. Stop in or call us today and find out for yourself why thousands of people have chosen Shell Lake State Bank as their financial partner for life.

Thank you for visiting our website and we look forward to serving YOU!

College Savings Account

Spooner Insurance Services

NOTE: Insurance products are: • Not deposits   • Not FDIC-Insured   • Not insured by any Federal Government Agency   • Not guaranteed by the Bank   • May go down in value (if applicable)

Securities America

Securities offered through Securities America, Inc., Member FINRA ( / SIPC ( Advisory services offered through Securities America Advisors, Inc. David P. Ford and Lynn McDowell, Representatives. Shell Lake State Bank and Securities America are unaffiliated. Securities licensed in: AK, AZ, CA, CO, FL, IL, IN, MI, MN, OH, SC, SD, TX, WA, WI.
Not FDIC Insured.No Bank Guarantee. May Lose Value.

Conducting Your Transactions Online

In order to help ensure the security of your online transactions, please read the Conducting Your Transactions Online (pdf) document.

If you become aware of suspicious account activity, please contact us immediately.

Notice of Expiration of the Temporary Full FDIC Insurance Coverage
for Non-interest-bearing Transaction Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information, visit